Posters and promos don't make a film. And EMI just cemented this fact. For example, the posters of EMI feature Sanjay Dutt [Images] -- a lot. But the film? Well, read on.   

Debutant director Saurabh Kabra's EMI begins with four characters -- a disc jockey (Arjun Rampal [Images]), his high maintenance girlfriend (Malaika Arora Khan), a working couple (Ashish Chaudhary-Neha Uberoi), a retired person (Kulbhushan Kharbanda) and a widow (Urmila Matondkar [Images]).

Now what binds all these people together are loans that they have taken from All India Bank, which they haven't repaid yet. So for 45 minutes, we are introduced to these people and their money troubles. Still no sign of the so-called main protagonist Sattarbhai (Sanjay Dutt). So you sit through movie which fails to make much sense.

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Sample this: How can these middle-class people repay their loans when they have no proper source of income? Agreed, banks can give loans to everyone and anyone (pre-US economic recession days), but still, these people who apply for these loans do know that they have to calculate how they will repay them, right? They just don't go on adding their loan liabilities until and unless they are sure of their respective repayment capacities.