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Home > Business > Personal Finance
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| November 28, 2003 |
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| 'Market favourble to long term investors' From a longer term prospective, while the markets are not as attractive as they were six months back, it would be correct to say that there is reasonable upside for medium to long term investor, said Prashant Jain, head-equities, HDFC Mutual Fund.
Fund of funds: The new funda Fund of funds takes diversification to a new level. By investing in more than one mutual fund, the fund ensures that the investors holding are diversified across the widest possible range.
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| November 25, 2003 |
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| How to choose an insurance company? The financial well-being of an insurance company is probably the most important factor that must influence you to take insurance from a particular company.
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| November 24, 2003 |
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| Risk-return tradeoff gets thumbs down Surprisingly, a large section of the investing community (54 per cent) consider themselves proficient enough to gauge a good mutual fund investment on the strength of its portfolio.
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| November 21, 2003 |
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| Are govt savings schemes absolutely safe? Today, money is pouring into government saving schemes on the premise that the return is being guaranteed by the Government of India. But is the chance of default really zero?
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| November 20, 2003 |
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| How much cash do you need? Ask the question "How much cash do you need?" and the most likely answer you'll get is "As much as I can lay my hands on." What we are looking at is the liquid funds deposited in savings bank accounts and stored in cupboards and bank lockers.
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| November 19, 2003 |
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| Get your home loan even cheaper! This is probably the best time for consumers to take a home loan. Interest rates have hit rock bottom and fierce competition among housing finance companies has ensured that consumers are being offered loans at very attractive rates.
Aviva Life launches child policy Aviva Life Insurance has launched Young Achiever Policy, a child policy which helps the parents plan the financial needs of their child.
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| November 17, 2003 |
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| Gift a monthly income! Monthly income plans are a hybrid version of balanced funds; however, the composition is lop-sided in favour of the debt component.
Pure risk cover. it's a must Some people 'invest' in insurance, thinking that returns are attractive. Very few, however, buy insurance for the right reason, i.e. the life cover.
Fixed returns: Victims of inflation! Investment avenues that offer fixed returns have borne the brunt of the softer interest rate regime.
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| November 15, 2003 |
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| Presenting plastic The gift card is the latest variation from banks looking for innovative ways to attract new customers, says Smita Tripathi.
Are drop-boxes safe? The facility for putting cheques in drop boxes is convenient but can also lead to undesirable complications, says Rosy Kumar.
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| November 13, 2003 |
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| The mechanics of zero interest loans Banks and finance companies running the so-called 'zero per cent finance schemes' are actually charging interest ranging from 13 per cent to 16 per cent -- two to three percentage points above prime lending rates.
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| November 10, 2003 |
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| How to plan your finances Financial planning is a relatively simple activity, which may not even require professional help.
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| November 7, 2003 |
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| Pension plans: What to look for There are many issues that customers need to check as these could have a significant impact on the returns they are expecting from the policy.
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| November 6, 2003 |
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| Six easy steps to a home loan Applying for a home loan may seem like an Herculean task, but it need not be so. We list six easy steps on how to go about applying for a home loan.
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| November 5, 2003 |
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| 'Economic projections are realistic' In an exclusive interview with Personalfn, Shah shared his views on the monetary policy and what it holds in store for the economy and the fixed income segment.
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