Get Ahead flags off a series today on youth and their financial planning strategies.

We invite you to tell us all about your investment strategy. Our expert Gaurav Mashruwala will tell you whether or not you are on track.

We begin the series with Anjali and Uday who share their financial plans and objectives with us. This is followed by Gaurav's analysis of their strategy.

Anjali and Uday are successful, career minded individuals in their late-20s.

They are a typical example of a DINK -- Double Income, No Kids. Both are in the hospitality industry and have no intention of having children.

With each having a monthly take home of Rs 45,000, lack of money is certainly not their concern. What bothers them is whether they have made smart investment decisions or not to help them reach their goals.

Their goals are rather simple.

Since they don't want to have children, saving for children's education and marriage is out of the question. Neither are their parents are dependent on them.

They have already bought a home in Delhi, leaving them with only one long-term saving goal: retirement.

Their short-term savings goal is an annual holiday, either in India or abroad. "It's like treating ourselves to a much-needed break for being responsible," they both say.

Being a savvy investor is a three-fold exercise. It entails taking an hard look at your expenditure, honestly putting down an amount you manage save every year and then investing smartly.

Take a good look at their expenditure patterns and finances before you read the comments of our expert, Gaurav Mashruwala.

• Anjali and Uday's expenses
  
• Anjali and Uday's savings and investments
  
• Gaurav Mashruwala on the couple's financial planning strategy

Would you like to be financially appraised? Then do write to us with these details and Gaurav Mashruwala will comment on your investments.

1. Name
2. Age
3. City you live in
4. Phone number
5. Take-home salary/earnings
6. List of your current investments and the amount invested in each
7. Number of loans you are servicing with details of tenure and EMI
8. Monthly expenses
9. Details of insurance cover (medical and life)
10. Number of dependents
11. Goals towards which you would like to save
12. Tax bracket you fall under

If you are married, the above details need to be provided for both spouses.

Requests without all the above details will not be considered.
We may not be able to answer every query due to an overwhelming response.

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